Taiwan’s FSC Implements Strict AML Rules for Crypto Firms by 2025

As a seasoned analyst with over two decades of experience in the financial sector, I have witnessed the evolution of regulatory frameworks across various markets and industries. In this context, Taiwan’s recent move to tighten anti-money laundering measures in the crypto sector is a prudent step towards fostering a more transparent and secure digital asset marketplace.


The Financial Supervisory Commission (FSC) in Taiwan has recently implemented stricter regulations aimed at strengthening anti-money laundering (AML) controls within the cryptocurrency industry. Following legislative changes in July, all Virtual Asset Service Providers (VASPs) must now register with the FSC by September 2025. Failure to comply may result in penalties of up to NT$5 million ($155,900) and imprisonment for a maximum of two years.

In a statement issued on Wednesday, the Financial Supervisory Commission made it clear that the new rules they’ve outlined will supersede the anti-money laundering (AML) declarations established in July 2021. They emphasized that all providers are obligated to adhere to the revised registration guidelines, regardless of their current level of compliance. This action underscores Taiwan’s commitment to increasing transparency and safeguarding its burgeoning cryptocurrency industry.

Beginning on January 1, 2025, the new regulations will be implemented, providing Virtual Asset Service Providers (VASPs) with a six-month window (until September) to register. It has been confirmed through local reports that entities failing to meet these standards could face severe consequences. The Financial Services Commission (FSC) is taking this step to combat illegal activities within the crypto sphere and promote ethical financial practices among all participants, ensuring a strong and transparent system.

Stricter Crypto Compliance Standards 

Kevin Cheng, a prominent lawyer in the field of cryptocurrency and secretary general of the Taiwan Fintech Association, clarified that under the revised guidelines, operators who fail to comply with the rules will be subjected to criminal prosecution. On the other hand, those who adhere to the rules will face more stringent regulations. Cheng highlighted that the industry is moving towards a system reminiscent of licensed financial institutions.

Beyond the expectations of Anti-Money Laundering (AML) compliance, the newly established rules establish elevated benchmarks for the management of Virtual Asset Service Providers. These enhanced standards demand that leaders possess relevant qualifications and assume additional duties to safeguard transactional security, shield consumer assets, and maintain confidential information. Cheng further mentioned:

These fresh rules enhance the legal safeguards for the growth of Taiwan’s crypto sector, thereby making it alluring for major investors who are familiar with conventional finance to engage.

The Financial Supervisory Commission (FSC) is not just content with its current rules. It’s also exploring a dedicated legislation for cryptocurrencies and aims to submit it to Taiwan’s Executive Yuan, the top administrative body, by June 2023 at the earliest. Local sources indicate that the FSC intends to conclude this proposal by the end of this year.

Future of Crypto Regulation in Taiwan

In June, the cryptocurrency sector in Taiwan made a substantial move towards self-regulation by establishing an association to establish rules under the watchful eye of the government. This collaboration between regulators and businesses is designed to foster a safer, more harmonious ecosystem for crypto companies. By synchronizing self-regulation with governmental policies, Taiwan serves as a model for responsible digital asset development.

Under these updated Anti-Money Laundering guidelines, Taiwan aims for a harmonious blend of progress and safety in the crypto sector, fostering a more controlled and dependable digital asset market. As the compliance date approaches, virtual asset service providers should prioritize fulfilling the necessary conditions to avoid penalties and contribute towards building a more secure financial ecosystem.

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2024-10-04 00:42