Is XRP About to Hit $50? Crypto Expert Says Bank License Could Spark Massive Surge!

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So, Vincent Van Code, the software engineer who’s basically the poster child for all things XRP, has just set the crypto world on fire. What’s the latest? Oh, just Ripple asking for a US banking charter and a shiny new Federal Reserve master account. And if you’re wondering why that’s a big deal… well, it’s because Ripple could soon be rubbing elbows with the big players in both crypto and traditional finance. Exciting, right? Or maybe not. Depends on how you feel about digital currency that promises to break down walls and crush outdated banking systems.

Van Code, in his usual tone of ‘I’m-not-saying-I’m-a-genius-but-actually-I-am’, boldly declared that Ripple’s move could make them the world’s first crypto bank. *Cue dramatic music* He’s talking about Ripple possibly holding reserves directly with the Federal Reserve—no need for those pesky commercial banks. That means Ripple could offer a full suite of financial products, including FDIC-insured deposit accounts (yes, *insured*) and even crypto-backed loans. Imagine lending against your XRP. Sounds like a crypto dream, right? Well, Van Code’s ready to call it a “paradigm shift,” because nothing says ‘revolutionary’ like Fed-approved crypto banking.

Impact On XRP Price

Now, here’s where it gets juicy. Van Code, who apparently doesn’t like to make price predictions (because who does, right?), threw caution to the wind and shared his thoughts. He thinks XRP could hit somewhere between $30 and $50. *Gasp* He’s not a prophet (he swears), but he’s *this close* to being one. But before you laugh it off, remember: this guy’s got a strategy based on macro trends, potential ETF approvals, and institutional cash flooding in from all sides. That’s a lot of ifs… but who’s counting?

And guess what? Van Code thinks Ripple might grab 20–30% of the $1 trillion cross-border payments market. I mean, sure, why not? Oh, and let’s not forget XRP’s potential role as the bridge currency for Central Bank Digital Currencies. It’s all coming together—Saudi oil settlements, anyone? No biggie. Ripple’s Saudi collaboration could be the stepping stone, and suddenly, XRP is *the* currency of the future.

Van Code’s posts have struck a chord in the XRP community, though. Everyone’s now predicting a major surge—at least a 5x return. It’s like a crypto fan’s fantasy come true! Whether or not this all makes sense is still up for debate, but for XRP holders, this dream could soon be reality. Will it be a massive explosion to the moon, or just another bubble ready to pop? We’ll see. Until then, XRP is sitting at $2.27. Just saying.

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2025-07-04 08:19